The IRS doesn’t initiate contact with taxpayers by email, text messages or social media channels to request personal or financial information. And the IRS does not call taxpayers and tell them there are warrants out for their arrest for nonpayment. Here is the link to the IRS website and the page that addresses phishing and scams.
.IRS – Report Phishing and Online Scams
Be safe out there and protect your finances. Have a great day!
You may have heard about Equifax Credit Bureau in the news lately. Equifax is one of the three largest credit reporting agencies in the United States.
Last week they announced that their systems had been compromised several months ago by cyber criminals who may have obtained personal information such as:
- Social security number
- Birth Date
- Credit card information
Equifax indicated that debit cards were not exposed, so it’s very unlikely that criminals have the ability to withdraw funds from a checking account.
Equifax estimates nearly 143 million consumers may be affected by this data breach.
Check the Equifax website to see if your information could be affected
You can check to see if your information was impacted by visiting the Equifax website.
If it was, you can enroll in complimentary identity theft protection and credit-file-monitoring through Equifax. Please read the details on Equifax’s website to ensure you are aware of the legal conditions of the agreements involved with this monitoring program.
If you are concerned about future data breaches and/or identify theft, we recommend considering the following: www.identitytheft.gov/
The federal government provides resources to help you report and recover from identity theft, please visit www.identitytheft.gov/
Or, you can call the three credit reporting companies directly at:
- Equifax: 1-800-349-9960
- Experian: 1-888-397-3742
- TransUnion: 1-888-909-8872
The information contained herein is not intended to be personal legal advice. Nothing herein should be relied upon as such. The views expressed are for commentary purposes only and do not take into account any individual personal or financial considerations. First Federal Bank of Kansas City may provide hyperlinks to third-party web sites as a convenience, but we do not control third-party web sites and are not responsible for the contents of any linked-to, third-party web sites or any hyperlink in a linked-to web site. First Federal Bank of Kansas City does not endorse, recommend or approve any third-party web site hyperlinked from the Website. First Federal Bank of Kansas City will have no liability to any entity for the content or use of the content available through such hyperlink(s).
Here is the link to the above article on First Federal Bank’s website – http://www.ffbkc.com/financial_success/equifax_data_breach.aspx.
All the best,
Great, short article and I’ve seen the damage these mistakes can cause. Don’t do the first one and you would be surprised by how much the second one can cost your score.
If you have any questions, please let me know.
All the best,
Here are 5 ways to protect yourself from identity theft and unpleasant work to fix your credit and get your money back. These are all basic and we have all heard them before, but how many of us are really doing them? Also, the 5th item is so important some banks will compensate a higher interest rate on your deposits if you check your account online – that should tell you something. The article is “5 Ways to Thwart Identity Theft” by John Pettit at CBINSIGHT.COM and the link is https://www.cbinsight.com/5-ways-thwart-identity-theft.html. Finally, a great, free way to check your credit is www.annualcreditreport.com.
All the best,